Smart finance for lifecycle management.
Apple Financial Services gives you a better way to deploy,
manage, and upgrade your technology, with flexible refresh cycles,
high retained values, and predictable, cost-effective payments.
Deploy. Manage. Upgrade.
On your terms.
Apple Financial Services enables effective device lifecycle management
by making it simple to deploy the technology that you need, when you
need it, while preserving the flexibility to upgrade when it suits you.
This flexibility helps you maximize the value of every device refresh,
a key part of a successful lifecycle strategy. Keeping your technology current can improve productivity, increase engagement,
and boost user satisfaction.
Apple Financial Services has enabled us to refresh twice the number of iPhone devices we
would normally do in a year. This means our engineers can use
the latest technology so they
can continue to deliver brilliant service to our customers.
Openreach
Higher future values.
Lower costs.
Apple products are built with high-quality materials and designed
with the goal of making long-lasting products that you can rely on.
They also benefit from regular, free system software updates, and
together that means that Apple devices hold on to their value for
longer, supporting predictable payments and early refreshes.
With Apple Financial Services, high future values are
built in from the start, keeping payments low and providing
cost predictability. Having level payments throughout the term
also helps you to manage your cash flow effectively.
Easy to deploy.
Easy to return.
Easy Return extends the great customer experience
to the end of the agreement, with features that make
the return process as frictionless as possible.*
- Custom return packaging
- Prepaid shipping labels
- No serial number matching
- Simplified device grading
- Authorized resale or recycling channels
Sustainability.
Flexibility.
With Apple Financial Services, structured refresh cycles return
more of your devices to the circular economy, which can support
your sustainability goals. In 2024, 90 percent of devices returned
to Apple Financial Services received value and were repurposed,
which is better for users and better for the planet too.**
Apple Financial Services also gives you the flexibility to finance
a wide range of products and services, including Apple devices,
software, accessories, and third‑party products.
Education
Apple Financial Services can provide your school
or university with financing and refresh options to
support your teaching and learning goals.
Discover how to maximize your budget so you
can give your students and faculty the Apple
products they need, when they need them.
Learn more about how to bring Apple
technology to your school (PDF)
Business
Apple Financial Services can help your business
plan for the long term, and at the same time make
short-term changes to support company goals.
Whether you are looking to enable a new strategy
or to adopt the latest Apple technology quickly,
Apple Financial Services can help you make the
best decision for your organization.
Learn more about how to bring Apple
technology to your business (PDF)